AmeriHelp4U

FAQ

Frequently Asked Questions

Here are a list of frequently asked questions that our clients usually ask.

No. Congress has created and implemented several new loan repayment programs to combat the country's overwhelming student loan debt. Explore the "Loan Programs" section at the top of the page to get an idea which national programs you might qualify for.

Yes. We have chosen to be an active member of the industry's foremost educational resource group. To find out what real clients are saying about AmeriHelp, check out our testimonial page.

Yes. You may, of course, try to complete your application and consolidation yourself without paying anyone a fee- the results could be the same or vary. We have helped thousands of students for years and we also offer a satisfaction guarantee in the event AmeriHelp helps processes the application and your consolidation is denied by the Department of Education. We cannot, however, guarantee a reduction in payments, as it is at the discretion of the Department of Education. We'll make sure you receive the most benefits and keep you up-to-date on any program changes.

Public Service Loan Forgiveness Program

  • - Federal Direct Stafford/Ford Loans (Direct Subsidized Loans)
  • - Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans)
  • - Federal Direct PLUS Loans (Direct PLUS Loans)—for parents and graduate or professional students
  • - Federal Direct Consolidation Loans (Direct Consolidation Loans)

Pay as You Earn Program

All Federal Student Loans taken out after 2007.
Your FFEL Program loans cannot be repaid under PAYE, but certain types of loans part of the FFEL Program are weighed in considering whether you have a partial financial hardship. These loans include:

  • - Subsidized and Unsubsidized Federal Stafford Loans
  • - Federal PLUS Loans made to graduate or professional students

No. AmeriHelp, LLC is a third party document preparation and servicing company. We file paperwork and maintain accounts on your behalf.